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07-30-2003, 10:20 PM
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#1 |
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Registered User
Join Date: Jul 2003
Location: Knoxville Tn
Posts: 355
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Insurance
Mabie some of you can save some money on Cobra insurance by insurring as a collector car. I was paying 672. @ 6 months (clean driving record)
I now pay 472. per year full coverage with higher limits. If you dont drive your cobra all the time this may be good for you to check out. If you are interested you can contact Larry Strunk at 865-687-2793 cell 865-660-2434 fax 865-687-2793 (i lost his email) 6716 Central Av Pike suite 1 Knoxville Tn 37912 Happy Motoring 
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07-31-2003, 12:09 PM
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#2 |
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Dr Jekyll on the street, Mr Hyde on the track
Join Date: Jun 2001
Location: Rock Hill SC
Posts: 14,649
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I pay 345.14 for my 1999 Cobra every six months with full coverage. I have State Farm Insurance. My limits are not high but I am sure I could raise them to get to a lower premium. $690.00 a year is not too bad.
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Cobrabitn  2016 Ruby Red Metallic with Caribou accent F-350 Crew Cab Stump Puller! 6.7 Diesel Automatic with Chrome Package, Off Road Package, 3.55 Locking axles, and Ultimate Lariat Interior Trim Package! 2017 Shelby GT350 Coupe - track car! Mods: JLT True Cold Air oil catch can 2009 Vista Blue Shelby GT 500 Coupe - Garage Queen Tinted Windows JLT True Cold Air Kit Pro-Dyno Tune 526 rwhp - 511 rwtq 1994 Rio Red Indy Pace Car #22 "Runabout" Snake in the grill MGW shift knob 1996 SVT Cobra Wheels 1969 New Lime Mustang Mach 1 Sportsroof - Second owner - bone stock with shaker. One SVT Cobra, one Shelby GT500, one 69 mach 1, and a Shelby GT350 is better than nothing! Custom Data Plates for your Mustang or Ford! Buy "Cool Merchandise" at Data Plates Plus www.dataplatesplus.com See my MSR Video here! |
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07-31-2003, 03:14 PM
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#3 |
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Registered User
Join Date: Oct 2001
Location: Geneva, Switzerland
Posts: 1,727
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I pay out the A$$ for my insurrance. I'm right @ $174 a month, full coverage. I've got 1 speeding ticket on my record (74 in a 65) and that was 2 years and 11 months ago.
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Josh 2003 Oxford White Cobra Coupe Twin Turbo Solid Axle Automatic Return Fuel System 1997 Triple Black Cobra Convertible Forged and Blown. 511rwhp 398 rwtq *Sold* |
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07-31-2003, 09:38 PM
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#4 |
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Registered User
Join Date: May 2003
Location: Miami,FL.
Posts: 114
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geeezzz.... i wish i had those prices... i pay almost 5k a year....
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Glenn 1999 Ford F250 Crew Cab 4x4 TD- Daily Driver 1995 Ford Mustang Cobra-460 BB Powered... 1993 Ford F150 Lightning - Wife's Daily Driver |
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07-31-2003, 10:20 PM
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#5 |
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Registered User
Join Date: Jul 2003
Location: Knoxville Tn
Posts: 355
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Taht state farm rate sounds good. How much is insured value? Mine is insured for 25K$ with 300 k liabilty rates at 3000 miles a year. May lower vaule a lilttle next year and up the miles to 5k. The person paying 5k per year that sounds to high. I dont think the space shuttle pays that much. Shop around.
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07-31-2003, 11:34 PM
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#6 |
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Registered User
Join Date: Jan 2003
Location: Asheville,nc
Posts: 239
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i just found out today that mine will be dropping to $600 every 6 months on the 23rd(my 19th b-day)
 . it used to be it used to be $1030 every 6 months
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1998 crystal white cobra 4.10 gear BBK Long Tube Headers w/ shorty O/R H-pipe 40 series flowmasters w/ 3 in. turndowns FMS King Cobra clutch Steeda Tri-ax shifter Pro-M 87mm MAF WMS Velocity Tube ~ for sale lowered 2.5 in front and 2 in rear Maximum Motorsports C/C plates FMS 9mm spark plug wires w/ NGK iridium IX plug's 
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07-31-2003, 11:40 PM
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#7 |
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Registered User
Join Date: Jul 2003
Location: Knoxville Tn
Posts: 355
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Thats probaly not bad for your age. A lot of younger people would like to have a stang but the insurrance co will stick it to them. If you dont use it for a daily driver you might get it lower under the collector car insurance programs.
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08-01-2003, 02:49 PM
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#8 |
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Registered User
Join Date: May 2003
Location: Miami,FL.
Posts: 114
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yea well im 19 too... (lol weird my bday is on the 23 also.. but in april) but also im in miami so i dunno... i have state farm. ive had like 24 tickets not jsut in the cobra... but i think 4... but all of them got dismissed except 2 i think so w/e... i thought that u cant have the cobra on collector car cuz its not old enough.... does state farm do collector car? i would LOVE to do that... im really thinking about throwing my cobra in the gargage and picking up another lightning... hopefully this one will last since my 02 lightning someone decided to steal the headlights and tailights and then gas the entire thing.... i could only save the trailer hitch... amazing... about 3 hous of burning and even the rims melted...so w/e... thinking about picking up a 93 lighting for everyday....
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Glenn 1999 Ford F250 Crew Cab 4x4 TD- Daily Driver 1995 Ford Mustang Cobra-460 BB Powered... 1993 Ford F150 Lightning - Wife's Daily Driver |
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08-01-2003, 05:27 PM
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#9 | |
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Registered User
Join Date: Dec 2002
Location: Windy City, Illinois
Posts: 1,291
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Re: Insurance
Quote:
we pay $290 for six months for our '98 and $295 on our '99.... although... the '99 is about to change.... but, thats what insurance is for.... we haven't had a claim in 12 years so thats not too bad..... we have Allstate and they have been fantastic.
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Bonny and my Wonderful hubby Tim.. Proud Momma of 2, daughter in law and son in law One horse, several birds, two dogs |
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08-01-2003, 10:55 PM
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#10 |
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Registered User
Join Date: Jul 2003
Location: Knoxville Tn
Posts: 355
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Age on vehicle has nothing to do with collector status. It could be brand new. Cobras are limited production so that puts them in collector status. Any car would probly work as long as you dont drive it to work and where ever every day.
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08-02-2003, 01:04 PM
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#11 |
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Registered User
Join Date: Feb 2003
Location: Riverside, CA
Posts: 308
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are there mileage limits to the collector car status? i drive mine to school and work everyday, but my school is 1 mile away, and work is like 4 miles. i think i post about 3-4k a year.
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 1994 Rio Red Coupe #3564 304 ci, GT40X Aluminum Heads, Extrude Honed and Polished intake, Motorsport F303 cam, vortech fuel rails, 77 mm Pro-M mass air, 70mm BBK T-Body, Smog pump deletion, MSD and Perfomance distributors ignition components, Tremec 3550, Steeda Tri-axe, King Cobra/Centerforce clutch, Custom 3" Alum Driveshaft, 3.55 Gears, Griggs rear suspension w/torque arm & pan hard bar, Koni Red Shocks/Struts |
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08-03-2003, 07:47 AM
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#12 |
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Registered User
Join Date: Jul 2003
Location: Knoxville Tn
Posts: 355
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Yes you can insure it for different limits. You could go with the 5,000 mile limit. Call Larry insurance agent that i mentioned in 1 st post. He can answer questions. He a hot roder from way back too.
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08-04-2003, 02:11 PM
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#13 | |
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Registered User
Join Date: Dec 2002
Location: Windy City, Illinois
Posts: 1,291
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Quote:
we have ours insured for 1000 miles a year -- which helps the cost go down even more... 
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Bonny and my Wonderful hubby Tim.. Proud Momma of 2, daughter in law and son in law One horse, several birds, two dogs |
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